Step 01
01Set your guardrails
Enter your fixed paycheck, 50/30/20 split, and the goal you refuse to delay.
Emergency fund, car fund, debt payoff
Pre-register before launch. Month one free.
Can I buy this right now?
CIBI gives salaried people a Safe, Careful, or Over verdict before you buy.
Enter a price. CIBI checks it against your budget and savings goal, then shows the dollars left or the delay before you buy.
CIBI answers one question
this jacket?
A quick check before you buy.
Careful
You can buy it today, but your emergency fund moves back 2 months to August 3.
- Over wants
- $318
- Goal impact
- +2 months
Checked against your weekly buffer and emergency fund.
How it works
From price to verdict in seconds.
Most budget apps explain the damage later. CIBI is built for the moment you are deciding whether the buy is worth the goal delay.
Step 02
02Check the purchase
Enter a price or paste a link, then confirm whether it is a Need or Want.
Clothing sale, takeout, tech ad, subscription trial
Step 03
03Read the tradeoff
Get Safe, Careful, or Over with dollars left and the goal consequence.
A buy/no-buy answer, not an end-of-month recap
Questions
No card. No bank login. No surprise charge.
Reserve your free first month without sharing financial credentials or committing before launch.
What happens after the free month?
No card is required today. After month one, you only continue if you choose a paid plan.
Do I need to link my bank?
No. CIBI works from your salary, goals, manual entries, and optional statement imports. No live bank sync in v1.
What financial data does AI see?
Only the item name, price, and category needed to suggest Need or Want. No bank credentials, account numbers, or personal identifiers are sent to AI.
Who is CIBI for?
Salaried people with a fixed paycheck, a savings goal, and a moment of doubt before discretionary purchases.
Pre-registerNo credit card
Try CIBI free for month one.
Join before launch and get early access when CIBI opens on June 3, 2026. No card, no bank sync, one launch email.
Reserve my free month
Launching June 3, 2026
Built by Omar Trkzi. omartrkzi.com
Launch
June 3, 2026
One email on launch day. That is it.
Setup
No live bank sync
Start with your salary, goals, and the purchases you choose to check.
Why join now
Access
Month one free
Try CIBI at real buy/no-buy moments before choosing a paid plan.
Privacy
No card or bank sync
Reserve access without card details, account numbers, or bank credentials.
Timing
One email on launch day
You will only hear from us when CIBI opens on June 3, 2026.